+ Determine the optimal portfolio composition

Determine the optimal allocation between equities, bonds, cash, real estate and alternative asset classes

Setting expected return and risk

+ Advice and assistance

Assistance to the board of directors and/or investment committees

Clarifying macroeconomic and market conditions

Tailor-made financial training

+ Determination of ESG policy (environmental, social and governance criteria)

ESG (environment, social and governance) or sustainable investing is high on the agenda of all institutional investors. The subject is complex.

Kounselor Consulting helps you see the trees through the forest and make the right choices.

+ Statement of Investment Principles (SIP) for OFPs (pension funds)

The Statement of Investment Principles needs to be constantly updated in line with the latest legislation, such as the Shareholder Rights Directive, the IORPII Directive and the SFDR.

Kounselor Consulting ensures that your SIP is fully up to date and written in plain language, which greatly increases the user-friendliness of this central document.

+ Selection of investment products and managers

Determine selection criteria

Organisation of Requests for Information and Requests for Proposal

Organisation of an objective selection procedure

+ Evaluation and monitoring of portfolio management and management performance

Selection of benchmarks as objective performance criteria

Verification of compliance with contractual agreements and best market practices

Evaluation of the manager

+ Cost audits

Asset management pricing is not limited to management fees. There are also other costs such as custody fees, administrative fees, transaction fees, currency exchange commissions, dividend and coupon collection fees, order settlement fees, various taxes, VAT, auditors' and paying agents' fees. In some cases, management fees are charged at the portfolio level as well as within the investment funds in the portfolio. There may also be opportunity costs where the most tax-efficient instrument is not used.

Kounselor Consulting conducts thorough cost audits on a "no cure no pay" basis. Kounselor Consulting will only be paid if you make an objective saving. In short, you can only benefit from a cost audit.

+ Various tailor-made assignments

Kounselor Consulting also carries out other specific assignments.

Examples of assignments already carried out are the organisation of the outsourcing of the asset management of an insurance company and the organisation of an internal strategic reflection on the choice between active and passive management.